Business Line of Credit

The safety net you need, the flexibility you want.

Business Line Of Credit

Funding Amount
Up to $1M
Term
6 months to 3 years
Cost
Starting at 4.5%
Time Frame
Funding within 1-2 days

Access cash when you need it.

A business line of credit allows access to a fixed amount of capital, which can be used when needed to meet short-term business needs. It is the best financing option when you need extra working capital to cover recurring business expenses or bridge cash flow gaps. With ongoing access to funds, you have the flexibility to withdraw only what you need, when you need it—and pay for only what you use. So, you'll be prepared for whatever challenges and opportunities come your way.

A financial saftey net for your business.

Think of a line of credit as a financial safety net for your business. It’s there if you need it, but you’re under no obligation to use it. And when you do tap into it, you can use it to cover almost any small business need. Plus, you only pay interest on the funds you use, not the full amount. In other words, it’s as flexible as a double-jointed yoga teacher.

Benefits of a Business Line of Credit

A line of credit is there if you need it, but you are under no obligation to use it. When you do, you can use it to cover almost any small business need. Plus, you only pay interest on the funds you use, not the full amount. In other words, it's as flexible as you want it to be.

  • Flexible Financing
  • No Obligation To Use
  • Multiple Use Cases
  • Pay For What You Use
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Qualifying and applying is pretty easy.

To get your business line of credit, you'll typically need to be in business at least 6 months and have $50,000 or more in annual revenue. You'll also need a credit score of 560 or higher. Your lender may ask you to make a personal guarantee, which is an agreement that the lender may be able to levy personal assets such as a car, house, or bank account if you default on the line of credit. Applying is easy: simply fill out our 15-minute application, then compare business line of credit options from 80+ lenders.

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30 second application with no fees